We are a “Digital Commons” founded in 2019 for the benefit of impact organizations, researchers and government agencies who provide financial information, services, counseling and guidance to those who are underserved by traditional financial institutions.

Our mission is to enable these organizations collectively with the data-driven technology and tools they need but lack the resources to develop on their own.

We think locally and act globally by supporting our partners who are helping thousands of families in the local communities they serve.


Unlike the traditional “Commons” - a depletable community agricultural resource - our digital platform will grow and become more valuable as it is used, reused and shared by our partner community.

We solve real problems for real people -  ai Commons is not an academic or intellectual exercise. We are building a platform based on deliverables from projects that address real world challenges for partner organizations and their clients. 



ai Financial Commons was launched in Boston in 2019 by Tim Duncan.

In the private sector, he was a successful financial technology entrepreneur, executive, attorney and has worked with some of the largest banks, financial institutions and financial information companies in the world.

In government, he joined the Obama Admin as Head of Technology for the Consumer Financial Protection Bureau and as a Senior Policy Analyst at the US Treasury Dept.

In his prior social impact work, he received grants from the Ford Foundation and awards for developing an Internet platform for low and middle income home buyers. 


Founder, Tim Duncan, at the UN's AI for Good Summit
 in Geneva, Switzerland June 2019.


Founded in early 2019, ai Financial Commons is already working with many of the most successful, well-known and innovative financial impact organizations in the United States to address the important challenge of adopting data-driven technology in their work.

We will be reaching out for support in the fall to continue to grow and expand what has already proven to be a trans-formative, innovative and essential resource.

The firms we are working with provide financial services, guidance and counseling to more than 10 million underserved families in the US through dozens of direct and indirect programs including government programs in over two-dozen major cities. 


While the level of professionalization at financial impact organizations has grown rapidly over the past decade with vastly improved training, quality control, and services along with better and more quantifiable outcomes for clients, these organizations face a huge challenge keeping pace with the new data-driven and digitally delivered financial services industry along with a new generation of clients who have been raised on the Internet and mobile delivery. 

While financial support is essential, we also want to begin to work closely with companies in the private sector who can contribute expertise, technology and data to our platform and our projects.


Responsible and sustainable use of data and technology is quickly becoming a key part of companies’ Corporate Social Responsibility (CSR) initiatives and companies have a huge opportunity to lead and distinguish themselves by joining the ai Financial Commons platform and will become trusted and recognized leaders in driving responsible and sustainable applications of artificial intelligence and data.

© 2020 FinTech Commons